This way to the best Health Insurance!

We provide FREE HELP with:
- Exploring Health Plan options
- Getting Enrolled
- Qualifying for Financial Help

What is Covered California?

Covered California is a free service that connects Californians with brand-name health insurance under the Patient Protection and Affordable Care Act (aka ‘Obamacare’).

It’s the only place where you can potentially get financial help when you buy health insurance from well-known companies. That means when you apply, you may qualify for a discount on a health plan through Covered California, or get health insurance through the state’s Medi-Cal program. Either way, you’ll have great health coverage.

We can help you get the coverage you need. For more information, click below to call us or make an appointment for a FREE consultation with a Covered California health insurance expert:

Are you required to have Health Insurance?

In California, most people are required by law to have health insurance or pay a tax penalty: $850 per adult + $425 per child under age 18, up to $2,700 or more per household, or 2.5% of your annual household income over your California tax filing threshold, whichever is higher.

We can help you avoid tax penalties and get the health insurance coverage you need. For more information, click below to call us or make an appointment for a FREE consultation with a Covered California health insurance expert:

Explore your Coverage Options.

Covered California offers four levels of coverage: Bronze, Silver, Gold and Platinum. Insurance companies pay a portion of covered services, and the benefits offered within each level are the same no matter which insurance company you choose.

Explore your coverage options.

Explore your coverage options.

Choosing the right plan to fit your healthcare needs and your budget can be challenging. Click below to call us or make an appointment for a free consultation:

Are you eligible for Financial Help?

Most likely, yes! Approximately 90% of Covered California enrollees get financial help. How much financial help depends on your household income, family size, and where you live.

You could pay as little as $0 per month for your plan, and you won’t pay more than 8.5% of your income for our benchmark Silver plan.

You may also qualify for low or no cost Medi-Cal. To find out how much financial help you’re entitled to receive, simply click below to call us or make an appointment for a FREE consultation with a Covered California health insurance expert:

What to Bring to Your Appointment

best health insurance in california

The following information is needed for every household member who is applying for coverage:

  1. Home zip code

  2. Birthdate

  3. Proof of current household income

  4. California driver’s license or ID card

  5. Social Security Number or Individual or Taxpayer Identification Number

  6. Proof of Citizenship or lawful presence (e.g., US passport, certificate of citizenship or naturalization document, green card, or a valid visa)

Once you have gathered this information, click below to call us or make an appointment for a FREE consultation with a Covered California health insurance expert:

When Can I Enroll?

Open Enrollment begins November 1st and ends on January 31st of each year.
If you are qualified for Medi-Cal or you have experienced a Qualifying Life Event, you may enroll at any time year-round. Special Enrollment allows Californians to get coverage within 60 days of a Qualifying Life Event, such as:

  • You can make enrollment changes within 60 days of losing your health insurance. Some qualifying examples include becoming unemployed, or losing eligibility when turning 26 and no longer being covered on a parent’s plan.

  • Your household size can change for many reasons including getting married or divorced, forming a new domestic partnership, having a baby, adopting a child, or receiving a new child into foster care. You can make enrollment changes within 60 days of these and other qualifying events.

  • If you move to California or within California, your coverage options may change, so you are entitled to a 60-day Special Enrollment Period.

For help with enrollment or to get more information, click below to call us or make an appointment for a FREE consultation with a Covered California health insurance expert:

We’re here to help you make the right choice about your Health Insurance and be happy with your decision!!

That’s why Covered California offers FREE, in-person, expert assistance to Hesperia, Victorville, Apple Valley, and the entire High Desert at:

Covered California
15461 Main Street, Suite 107
Hesperia, CA 92345